Personal Investing Advice

It was announced on the 22nd of May that the government is putting back the implementation of the Home Information Packs (HIPs) and the Energy Performance Certifcates (EPCs) until the 1st of August. Even then, they will only be applicable to the sale of properties with four bedrooms or more. The Government is yet to set a date for the implementation of HIPs and EPCs to the entire property market.

The packs were due to come into force and be compulsory from the 1st of June. This U-tur (more…)

It used to be that gas credit cards were the credit cards you applied for when you needed to improve your credit history. Nowadays, that’s no longer the case. Gone is the era when all gas credit cards offered was a high interest rate and welcome to a day and age when these financial tools have become must-have pieces of plastic.

1. Kiss High Interest Goodbye

If you think carrying a gas credit card means paying interest rates of more than 20 percent, you may want to think twice.

Surely inflation is our greater enemy, isnt it? Rising prices are bad for the economy. Falling prices are a good thing, arent they?

Inflation and deflation are due more to mindset than anything else. Let me explain.

Whether you realize it or not, you are infected with inflation mentality, which goes back to at least the 1970s. I can illustrate that for you:

Lets say your favorite loaf of bread at your local store costs $3 today. If you go back to that same (more…)

Investing in real estate can be very profitable if done correctly. However, it can be daunting for someone who knows little about real estate investment or has little capital to invest. Just as there are investment clubs for stocks there are also investment clubs for those who want to invest in real estate. The purpose of a real estate investment club is to get a group together who can pool their resources and knowledge to invest in real estate.

The internet is a good place to research (more…)